Checking

Regular Free Checking

  • FREE SHAZAMchek Debit Card upon approval
  • Free 24 hour telephone banking
  • Free online banking
  • Unlimited check writing privileges
  • No minimum balance requirement
  • No per check fee
  • Minimum deposit required

Interest & Checking

  • Earns Interest
  • FREE SHAZAMchek Debit Card upon approval
  • Unlimited check writing privileges
  • Free 24 telephone banking
  • Free online banking
  • No minimum balance requirement
  • No per check fee
  • Personal Account (only)
  • Minimum deposit required
  • $6.00 per month maintenance fee
  • Closing fee may apply
    Avoid maintenance fee:
    • Direct deposit
    • Direct withdrawal for your Bank of Monticello loan payment

NOW Account

  • Earns higher tiered rate of interest
  • Free SHAZAMchek Debit Card upon approval
  • Free 24 hour telephone banking
  • Free online banking
  • Unlimited check writing privileges
  • Minimum balance required
  • Minimum deposit required

Ready Reserve Account

OOPS: Did you forget to record a check or perhaps make a mathematical error? Anyone can make a mistake. Therefore, Bank of Monticello and Bank of Evansville offer overdraft protection called the Ready Reserve.

The Ready Reserve (overdraft protection) is available for checking accounts. A Ready Reserve at Bank of Monticello is a line of credit to protect your checking account from being overdrawn. This account is subject to credit approval. Contact us for more details.


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