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 Installment
Loans: You can have an installment loan for a car,
vacation, home improvement, and student expenses; in short, for any
good purpose.
Payments are arranged to fit your needs. The term of the loan, frequency
and dates of payment are adjusted to customize the loan for you.
You can have your payments deducted automatically from your checking
account,
to save time, and to protect your credit rating and avoid late fees.
- Student
Loans: Bank of Monticello and its branch, Bank of Evansville work with
the Federal Stafford Loan Program in making low interest loans
to students to help pay their cost of attending post-secondary schools.
Contact your school’s financial aid office. Complete a financial
aid application and use Bank of Monticello as your lender.
- Home Equity
Line of Credit: Use the equity in your home to secure this revolving
line of credit. A great option for consolidating high
interest credit card debt, education expenses, or home improvements,
just to name a few. You pay interest only on that portion of your credit
limit that has been advanced to you. This account offers the convenience
of making advances simply by writing a check, and monthly payments
are deducted automatically from your Home Equity Checking account.
Interest
may be tax deductible; consult your tax advisor.
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