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We at Bank of Monticello and Bank of Evansville are committed to safeguarding
our customers’ financial information. We believe that maintaining accurate
information, protecting it, and keeping it confidential is one of our fundamental
responsibilities. The banking industry, in general, has a tradition of safeguarding
customers’ private financial information and we at Bank of Monticello
and Bank of Evansville are committed to that tradition.
Nonpublic personal information
Refers to information collected as a result of providing a financial product
or service to you. We collect nonpublic information about you from the following
sources;
- Information we receive from you on applications or other forms.
- Information
about your transaction with us, or others;
- Information we receive
from a consumer reporting agency.
Sharing of Information:
Nonpublic personal information does not include
information that is available from public sources, such as telephone
directories or government records.
We may disclose all of the information we collect,
as described above to companies that perform marketing services on
our behalf or to other financial institutions
with whom we have joint marketing agreements.
We do not share, rent or sell any information,
public or nonpublic with any unaffiliated company for their independent
use. We may share information
with companies that provide products or a service that is of benefit to
our customer.
Any nonpublic personal information shared with
third parties is limited to that which is required to fulfill a specific
purpose and is protected
by
confidentiality provisions.
We may also provide such information to auditors,
and as permitted or required by law to various government entities
in response to legal processes,
as
well as to those with whom you have requested or authorized us to share
nonpublic information.
We provide to certain entities (example: Credit
Bureau) the necessary information to ensure you credit information
is correct.
We reserve the right to disclose additional nonpublic
information with non-affiliates in accordance with applicable laws.
Information Protection:
We use the information we collect responsibly in
order to provide our customers with significant benefits, including fraud
prevention, improved products,
services, and to comply with laws. We only collect the information we need.
We recognize this type of information requires a high level of security.
We do not allow unrelated third parties access to it, except to ensure accuracy
of data. We use a combination of safeguards to protect our customers’ information,
regardless if it is electronic data, paper form, filmed, or imaged. Employees
are allowed access only to the information that they need to do their particular
task. We hold our employees responsible for your privacy.
Your Right to opt out:
We do not share information with any unaffiliated company for purposes other
than stated above. Should we do so, for any reason, customers will be informed
and given the option of restricting the information shared with third parties.
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